Taxpayer income
Your total individual income before tax, compared with people who had an Income Tax liability.
UK income, salary and wealth comparisons
Where does your income actually rank?
A salary can look high nationally, ordinary for your age, and less impressive after housing costs. Compare the measures separately and see where the differences come from.
Updated July 2026. Main income rankings use HMRC 2023/24 data published in April 2026.
£29,700
Median individual taxpayer income, 2023/24
£67,400
Threshold for the top 10% of taxpayers
£93,600
Threshold for the top 5% of taxpayers
£207,000
Threshold for the top 1% of taxpayers
UK income rank calculator
One income. Several honest comparisons.
The first result uses HMRC taxpayer income data. Full-time employees can also compare their salary with people of a similar age and with jobs in their region.
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Start with annual income. Detailed mode adds household living standards, monthly financial headroom and accumulated wealth.
Your individual income position
Top 10%
UK taxpayer income distribution
HMRC 2023/24
£0
lower incomes
median
upper incomes
Why the answers differ
Income rank depends on who you compare yourself with.
Each measure answers a different question. Keeping them separate is more useful than producing a single grand score with a suspicious number of decimal places.
Salary for your age
Full-time annual employee pay compared with other full-time jobs in your age band.
Household living standard
Estimated disposable household income, adjusted for household size and housing costs.
Monthly headroom
The amount left after normal spending and the share of estimated take-home income you usually save.
Household wealth
Property equity, private pensions, savings and other assets, less debts.
Reading the result
The same £50,000 can describe quite different lives.
On the HMRC taxpayer measure, £50,000 is around the top fifth of individual incomes. For a full-time employee in London it sits close to the middle of the regional salary distribution. For a younger employee elsewhere in the UK it can rank much higher.
Household circumstances shift the picture again. Two adults earning £35,000 each may have a stronger household position than one adult earning £70,000, despite the individual salaries looking very different. Children and housing costs also alter the amount available to each person.
A percentile is a position in a particular distribution. Change the distribution and the position changes.
What the main number covers
The headline result compares annual personal income before tax with HMRC’s Survey of Personal Incomes. It includes employment income, self-employed profits, taxable pensions, property income, interest, dividends and other taxable income.
People with no Income Tax liability are outside the HMRC distribution. The result therefore describes your position among taxpayers, rather than among every UK adult.
How precise is it?
The official data are survey estimates and the thresholds are rounded. The calculator interpolates between data points, so the result is shown with a plausible range. It is suitable for context and broad comparisons, not for deciding whether someone is exactly the 87th or 88th percentile.
Common questions
A few traps worth avoiding.
What income puts you in the top 10% in the UK?
HMRC’s 2023/24 data places the 90th percentile of individual taxpayer income at about £67,400 before tax. This is total individual income, rather than household income.
Why is the median taxpayer income only £29,700?
It includes taxpayers with part-time employment, self-employment, pension income and other taxable sources. The ONS full-time employee median is higher because it covers a narrower population.
Is wealth included in the income ranking?
No. Income is a flow during the year; wealth is the accumulated stock of property equity, pensions, financial assets and possessions, less debts. Detailed mode shows income, monthly headroom and wealth separately.
Does saving more each month make me wealthier?
It increases the rate at which wealth can accumulate. The monthly figure measures cash flow: someone saving £1,000 may have little wealth so far, while a retired household may save very little and already hold substantial assets.
Are my figures stored?
No. The calculator runs in your browser. It does not submit the figures to the website or create an account.
Does the household estimate include benefits and student loans?
No. It estimates Income Tax, National Insurance and housing costs. Benefits, pension deductions, salary sacrifice, student loans and unusual tax circumstances are omitted, so use the result as a broad comparison.