£90,000 income
£40,000 savings. £30,000 pension wealth. £10,000 belongings. £20,000 other debt. No property.
£60,000 total net wealth
United Kingdom
Compare income with
accumulated wealth
The salary is a flow. The balance sheet is what has accumulated.
£35,000 income
£450,000 property equity. £400,000 pension wealth. £100,000 savings. £30,000 belongings. No other debt.
£980,000 total net wealth
Illustrative arithmetic, not survey respondents. Income alone does not determine net wealth.
Which household is richer?
A has the higher annual income. B owns substantially more net wealth. We would need their spending, household sizes, age and other circumstances to answer a question about day-to-day living standards.
A single combined score would hide those distinctions. The calculators keep the measures separate.
Pick the question first
- How high is my annual income?
- Use the individual taxpayer income calculator. Combine relevant personal income sources before tax.
- How well paid is my job?
- Use salary by age or salary by work region. These comparisons cover full-time employee jobs in the dated ASHE series.
- How much has my household accumulated?
- Use the wealth calculator. Count assets and debts consistently with the household survey.
- What can we actually spare?
- Use your actual net household income and spending in household headroom. That is a cash-flow calculation, with no percentile attached.
Population definitions and original statistical sources are set out in the methodology.