Great Britain · household wealth

Where does your wealth rank?

Add up your household’s assets and debts, including pensions and property, then see where the total sits.

Your household’s total wealth

Property equity, private pensions, savings and belongings, minus other debts. Add everyone in your household.

Great Britain households · 2020–22

Your amount stays in this page. No account needed.

Add up my assets and debts

Use current values for everything, then compare with the dated survey. Leave unknown pensions unresolved; omitting them understates total wealth.

Property value (£)Mortgages outstanding (£)Cash and investments (£)Private pension wealth (£)Vehicles and belongings (£)Other debts (exclude mortgages) (£)

For defined benefit pensions, the survey uses a modelled value of accrued benefits. An annual pension amount is not a capital value. This tool cannot value that entitlement for you.

A million pounds is a very round number.

The wealth distribution is less tidy. Check your household against the published thresholds.

Enter an amount to see your comparison.

Historical guide: ONS Wealth and Assets Survey, April 2020–March 2022. Survey accreditation was suspended from Round 8 in June 2025 because of quality concerns. Northern Ireland is excluded. Read the ONS source and quality notice.

The published wealth thresholds

These are whole-household totals. A pension pot belongs in the calculation.

Great Britain, April 2020–March 2022
Position	Total household wealth
10th percentile	£16,500
Median	£293,700
Top 10% threshold	£1,200,500
Top 1% threshold	£3,121,500

ONS · April 2020–March 2022. Bands between these points are deliberately broad.

“Millionaire” leaves a lot unsaid

A household with a home, accrued pensions and some savings can have a large balance sheet without anything like that amount available to spend. The wealth measure counts those assets.

Someone newly earning £100,000 may have little accumulated wealth. Someone retired on £35,000 may own a mortgage-free home and have substantial pension assets.

What £1 million actually means here ↗

Count each debt once

Property equity is the value of the property minus its mortgage. Then subtract other debts from financial assets. Do not subtract that same mortgage again.

Defined benefit pensions need a capital valuation consistent with the survey’s method. Entering the annual pension payment would substantially understate the asset. The State Pension is excluded from this total.

Current asset values are compared with a 2020–22 distribution. There is no automatic inflation or house-price adjustment.

Does age change the answer?

It changes the context substantially. The ONS reported median household wealth of £15,200 where the household head was 16–24, and £502,500 where the head was 65–74, in this survey period. Those two medians cannot tell us a full age-specific percentile.

This calculator gives a national household band. Age-specific percentiles would need a full age-banded distribution. ONS age context and definitions.