Great Britain · household wealth
Add up your household’s assets and debts, including pensions and property, then see where the total sits.
Enter an amount to see where it ranks. The result will show the comparison group, source year and next published threshold.
Choose a comparison below. You can change the age band or work region in the form.
Historical guide: ONS Wealth and Assets Survey, April 2020–March 2022. Survey accreditation was suspended from Round 8 in June 2025 because of quality concerns. Northern Ireland is excluded. Read the ONS source and quality notice.
These are whole-household totals. A pension pot belongs in the calculation.
| Position | Total household wealth |
|---|---|
| 10th percentile | £16,500 |
| Median | £293,700 |
| Top 10% threshold | £1,200,500 |
| Top 1% threshold | £3,121,500 |
ONS · April 2020–March 2022. Bands between these points are deliberately broad.
A household with a home, accrued pensions and some savings can have a large balance sheet without anything like that amount available to spend. The wealth measure counts those assets.
Someone newly earning £100,000 may have little accumulated wealth. Someone retired on £35,000 may own a mortgage-free home and have substantial pension assets.
What £1 million actually means here ↗Property equity is the value of the property minus its mortgage. Then subtract other debts from financial assets. Do not subtract that same mortgage again.
Defined benefit pensions need a capital valuation consistent with the survey’s method. Entering the annual pension payment would substantially understate the asset. The State Pension is excluded from this total.
Current asset values are compared with a 2020–22 distribution. There is no automatic inflation or house-price adjustment.
It changes the context substantially. The ONS reported median household wealth of £15,200 where the household head was 16–24, and £502,500 where the head was 65–74, in this survey period. Those two medians cannot tell us a full age-specific percentile.
This calculator gives a national household band. Age-specific percentiles would need a full age-banded distribution. ONS age context and definitions.